Pre-Arrangement Process

The Process of Planning a Funeral

As funeral directors, we often get asked when the best time to plan a funeral is? Truthfully, the answer is any time before you have to plan a funeral. You wouldn’t wait to plan a wedding or a baby shower until a few days before, so why wait to plan a funeral? Preplanning a funeral not only allows you to record your wishes, it gives you and your family the peace of mind to know that everything is taken care of.

There are two types of funeral arrangements, preneed and at-need (sometimes referred to as immediate need). At-need funeral plans are made by the surviving family members after a death has occurred. It can be a difficult experience for the survivors because emotions are high, time is short, and their grief needs to be managed. Not only that, but the imminent financial concerns can add to the stress of everything. 

Preneed funeral plans are much less stressful and more advantageous. Rather than rushing to complete arrangements, you can think about what you want your service to include and talk about the options with your family. Making funeral arrangements in advance also offers several benefits which we’ve outlined on this page.

How to Plan a Funeral - The Basics


Here's a break-down of the funeral planning process:
  • Set goals
  • Review limitations
  • Look at available options
  • Weigh the pros and cons of each option
  • Talk to others about the best options
  • Arrive at a final decision
In the case of funeral pre-planning, another two important steps are involved:
  • Write out your plan with as many details as possible.
  • Send your plan to the funeral home and provide a copy to your executor.
Pre-Arrange Online

Benefits of Pre-Planning Your Funeral Arrangements

If someone were to ask you, “what’s the benefit of making funeral arrangements in advance?”, the simple answer is that “it helps prevents mistakes.” Therefore, many of us make plans in many aspects of our life. We plan for our wedding, our children’s education, family vacations, and other significant expected life events. Also, we plan for unexpected life events by purchasing home, auto, and medical insurance. 


So why don’t more people plan their funeral? Obviously planning your own funeral is morbid and does not fill you with positive emotions, but it remains very important and beneficial.

Make Sure All Your Wishes Are Followed

Making funeral arrangements in advance ensures that your family follows how you want to be honored when you die. First, you can explicitly state that you would like to be cremated vs buried. Then you can specify if you would like a ceremony to honor your life and what that ceremony would look like and include. You can get very detailed with your instructions such as detailing where you would like your ashes scattered. Preplanning your funeral ultimately gives you control and power to make important decisions.

Remove the Stress from your Family

Trying to plan a funeral immediately after a loved one’s passing is very difficult. Family members are overcome with grief and not necessarily thinking clearly. By preplanning a funeral, you can relieve your family of the burden of making these arrangements. Instead, when death occurs, your loved ones can focus their energy on comforting one another and mentally preparing for the service.


It’s also common for family members to disagree on a loved one’s final arrangements. Clearly communicating your wishes in your plans can quickly resolve disputes. Preplanning a funeral is an easy way to avoid disputes and remove the stress from your family.

More Payment Methods

Preneed funeral plans offer families more convenient payment options than those who are in immediate need. Those who choose to preplan often have three choices when it comes to paying for the service. 

  1. You can pay for your funeral service in advance, which is often referred to as a prepaid funeral. Choosing this option will place your money into a trust where it can earn interest over time. This means when you pass away, your family could get a refund on the costs or have extra money to add something meaningful to the service. 
  2. You can take out an insurance policy. If you qualify, when you do pass away, the policy will be used to cover some or all of the funeral expenses or estate taxes. 
  3. You can pay over time. Most families are paying for the funeral costs at a lump sum after the funeral has concluded. Instead you can make smaller, incremental payments over time to start eating at the cost. In this instance, you can add these payments into your monthly budget.

Lock into a Price and Avoid Inflation

Inflation impacts every industry and funeral homes are not exempt. When you pre-plan a service and pay in advanced, you can lock into a price on the day you sign the contract and potentially avoid the impact of inflation or rising costs.

Advance Directives


We spend a lot of time talking about the importance of living responsibly, which involves preparing for the realities of life. While we believe making the decisions involved in funeral pre-planning is one reflection of a responsible mindset, we also know the critical importance of completing an advance directive.

What is an Advance Directive? 


Sometimes called advance care directives, these document ensure that your wishes will be carried out in the future.

Defined as "a written statement of a person's wishes regarding medical treatment," advance directives, when properly signed and witnessed, will provide guidance for medical and health care decisions in the event the individual becomes incompetent and can no longer make such decisions.

Other Things to Know About Advance Directives


  • Advance directives are legal throughout the United States.
  • Governing laws vary so be sure to obtain an advance directive that complies with your state's laws.
  • You do not need an attorney to complete an advance directive.
  • If you reside in more than one state, you should complete an advance directive for each state where you spend a significant amount of time.
  • There are no time limitations on advance directives. A signed advance directive remains in force until a new one is completed.
  • Periodically review your advance directive to make sure it still reflects your desires. If it doesn't, don't try to amend it; simply complete a new one.
  • Paramedics and emergency medical technicians cannot recognize or honor a living will or medical power of attorney. They are obligated to do their best to stabilize the patient and get them to the hospital. When you are in the care of hospital personnel, your advance directive becomes valid.

Where to Obtain an Advance Directive Form


It's fairly easy to get a copy of the advance care directive form for your state. Your local hospital is a reliable source, as federal law requires every hospital to not only provide information about advance directives to people in their service area, they are also required to share valuable information about the related laws in your state. Contact your local hospital to learn more. Your family physician may also have advance directive forms available for patients.

You will need to have the advance directive witnessed and notarized. If you do not have access to a notary, you can find one using either of the following websites:
Once your advance directive is completed, signed, witnessed, and notarized, you may wish to upload a copy to your state's advance directive registry. This service allows healthcare providers quick access to your advance directive should they need it. Locate the advance directive registry for your state online or visit the website for the U.S. Living Will Registry.

Start the Funeral Pre-Planning Process Today


We offer two ways for you to complete your funeral pre-arrangement plan or if you're still weighing out your options download a copy of our funeral-planning infographic for a quick summarization of the information you see on this page.

Using the Online Funeral Pre-Planning Tool

This website features Pre-Arrange Online, a step-by-step interactive form that can be used to record your end-of-life plan and send the completed form to our staff for safekeeping. You'll be asked to create an account with a username and password so you can login at any time to complete or change the plan.

Turn to the Professionals

Many people are more comfortable making these decisions with funeral professionals. If you would like us to help, call us or send us an email using the Contact Us form. 
Funeral Arrangements Why Should I Think About Pre-Planning My Funeral Infographic
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